A heavily suntanned man relaxes on a beach. The depth of his tan hints at a lot of contented leisure time. The beach around him is empty with no-one to interrupt his peace and contentment.

If reversed, the same scene could be about a man that's self indulgent, spending far too much time on the beach, alone, when he could be doing more useful things.

A state of satisfaction and physical well-being. Material success, the future is secure.

Complacency, vanity and intemperance. A tendency toward waste and dissipation, maybe leading to financial problems. Could even represent an abuse of hospitality.